What is an unsecured payday loan?

You may need an unsecured payday loan for unexpected car repairs or a quick top up to get you through till payday. Whatever your need, Payday Loan may be able to help.

With Payday Loan, getting cash is easy and convenient as we do not require any form of security. We will assess your loan application based on a set of affordability criteria. We will not ask for any personal assets to be tied to your loan, just hassle free payday loans.

Fast online payday loan application

Getting an unsecured payday loan is easier than ever with our online application process.  If you need a quick payday loan, our online application takes a few minutes to complete. You can send your required documents via email or fax and if approved, accept your loan offer online. No complex paperwork or long waits, just easy payday loans.

Why choose us for an easy payday loan?

We understand that during financial emergencies you need cash fast. If your loan is approved we can have the money in your bank account overnight.

As one of New Zealand’s most trusted and responsible lenders you can rely on us to provide affordable payday loans. We ensure our customers borrow only what they can afford with no hidden costs on our loan contracts.

Loan repayments are flexible (limits apply) and if you want to repay your loan as quickly as possible, you will not be charged any early repayment fees.

Simple payday loan eligibility, even with bad credit

Is your credit history denying you a payday loan? Many banks and loan companies do not lend to those with bad credit history. At Payday Loan we keep it simple by assessing your current repayment abilities. With simple eligibility criteria, getting an unsecured payday loan is easy, we could provide you with a loan even if you have bad credit in the past, of course our responsible lending criteria must be met.