Payday Loans Napier
When you are in the middle of financial turmoil, you need a reliable and experienced lending service. Payday loans Napier is a well-established lender who has helped many New Zealanders from Napier and throughout New Zealand.
If you have come across an unexpected bill, car repairs or just need some extra cash, you don’t want to miss out on our payday loans. To make your life easier in this tough time we may be able to process your application even if you have had bad credit in the past – we mainly look at your current ability to repay the loan.
Quick and easy payday loans from $100 to $1000
When you are falling short of cash to pay for an unexpected bill, Payday loans Napier may help you get over your cash emergency quickly. Your cash shortage situation could be easily sorted when you apply for an amount to suit your circumstances. Just follow the below steps:
- Complete the application form online
- Accept your loan contract
- Send us your supporting documents:
- Bank statements going back 3 months from today’s date
- Proof of address no older than 3 months
- Proof of ID (NZ driver’s license or a passport)
Our process is pretty straight forward. With our fast, hassle-free service we have already provided financial relief to many Kiwis in Napier and throughout New Zealand.
How Payday loans Napier’s Eligibility Criteria works?
We have kept our eligibility criteria simple. Your application could be approved if you meet the following requirements:
- Be at least 18 years old
- Be a New Zealand Resident or Citizen
- Have your own NZ bank account
- Be working with the same employer for at least 3 months
- Earning an income of more than $350 weekly (after tax) excluding government benefits
- Not be Bankrupt, under a Summary Instalment Order or No Asset Procedure
We understand everyone has their own reasons to get a loan, it could be an unexpected car repair, visit to the dentist or covering those back to school expenses. Whatever your reason might be, if you are looking for quick financial relief between your paydays, our payday loans can be very handy.
Why New Zealanders choose Payday loans Napier
Here are more reasons to apply for a loan with us:
- Highly reliable New Zealand based lenders
- Online application without any complex paperwork
- Money is paid directly into your bank account
- We follow strict procedures to keep your information safe and confidential
- We may be able to give you a second chance if you have past bad credit history
- There is no need to provide any security against our payday loans
- We won’t charge any early repayment fees if you decide to repay the loan early
- Completely transparent. There won’t be any hidden fees or charges
We are a well-established, registered New Zealand lender. With our responsible lending guidelines we ensure that our repayments are affordable and suit your budget.
If you live in Awatoto, Bay View, Maraenui, Onekawa, Taradale, Westshore or any other Napier suburb we could help you to get a loan. We provide payday loans to hard working Kiwis in Napier and throughout New Zealand.