Payday Loans Napier
When you are in the middle of financial turmoil, you need a reliable and experienced lending service. Payday loans Napier is a well-established lender who has helped many New Zealanders from Napier and throughout New Zealand.
If you have come across an unexpected bill, car repairs or just need some extra cash, you don’t want to miss out on our payday loans. To make your life easier in this tough time we may be able to process your application even if you have had bad credit in the past – we mainly look at your current ability to repay the loan.
Quick and easy payday loans from $500 to $3000
When you are falling short of cash to pay for an unexpected bill, Payday loans Napier may help you get over your cash emergency quickly. Your cash shortage situation could be easily sorted when you apply for an amount to suit your circumstances. Just follow the below steps:
- Complete the application form online
- Accept your loan contract
- Send us your supporting documents:
- Latest 90-180 days of Bank Statements
- Valid Photo ID (Passport, NZ Driver’s Licence, 18+ Card or Firearm’s Licence)
- Proof of address (less than 3 months old)
- A selfie of you holding your Photo ID (see our guide)
- A statement of account for each short-term loan you may be wishing to consolidate
- Any other document we may request for us to be able to validate the information provided by you
Our process is pretty straight forward. With our fast, hassle-free service we have already provided financial relief to many Kiwis in Napier and throughout New Zealand.
How Payday loans Napier’s Eligibility Criteria works?
We have kept our eligibility criteria simple. Your application could be approved if you meet the following requirements:
- You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand;
- You need to have been permanently employed with the same employer for at least 3 months;
- For our ‘Need A Lift’, ‘Going Places’ & ‘Moving Forward*’ loans, you need to be earning at least $350 a week (after tax) excluding government benefits;
- Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months;
- You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order;
- You have access to the internet and a mobile phone.
Please note this is a guide only – in certain circumstances we may not be able to offer you a loan.
*Available solely to our Returning clients, on an invitation-only basis and are still subject to standard eligibility, lending and affordability criteria.
We understand everyone has their own reasons to get a loan, it could be an unexpected car repair, visit to the dentist or covering those back to school expenses. Whatever your reason might be, if you are looking for quick financial relief between your paydays, our payday loans can be very handy.
Why New Zealanders choose Payday loans Napier
Here are more reasons to apply for a loan with us:
- Highly reliable New Zealand based lenders
- Online application without any complex paperwork
- Money is paid directly into your bank account
- We follow strict procedures to keep your information safe
- We may be able to give you a second chance if you have past bad credit history
- There is no need to provide any security against our payday loans
- We won’t charge any early repayment fees if you decide to repay the loan early
- Completely transparent. There won’t be any hidden fees or charges
We are a well-established, registered New Zealand lender. With our responsible lending guidelines we ensure that our repayments are affordable and suit your budget.
If you live in Awatoto, Bay View, Maraenui, Onekawa, Taradale, Westshore or any other Napier suburb we could help you to get a loan. We provide payday loans to hard working Kiwis in Napier and throughout New Zealand.