Sometimes organising your bills can be what you need to start getting into the habit of budgeting and planning. If you find yourself getting late fees, forgetting to pay a bill, or simply not paying the right amount, it may be time to get more organised. These tips will hopefully help simplify the task of paying bill and get you back on track with your finances.

As most of us know, having a certain place for your bills is a pretty obvious solution. However, with people now receiving e-bills and paper bills, things can get out of order pretty quick. A solution to this is that you can always print out your e-bills and keep everything in a folder. You should almost have a home financial hub where you keep your bills together in one place.

The next task is making sure that you open all of your bills and have them visible. If your finances become stressful and you start falling behind, it can be rather tempting to stop opening them and avoid the problem. I know it is difficult being financially stressed, but you have to remember to remain positive and get yourself out of the situation you are currently in. Open those bills and come up with a plan of attack on how you’re going to cover them.

Once you have them opened and assigned them to a specific place, it’s time to regulate a time that you are going to pay those bills. Organise your bills into paid and unpaid sections and start focusing on when you will pay the unpaid ones. Set a date, a time, and a reminder in your phone to insure that you never miss or are late with a payment. In order to keep organised, you must stick to certain time and get into the habit of doing so.

The last tip that you might want to consider is using an online service. If none of the tips above are manageable for you, there are plenty of free apps that you can download to help organise your bills. An example is check.me, this is a free app that will monitor your accounts and warn you when bills are coming up and how your accounts are doing. In order to tackle your bills, you have to sit down and come up with a plan and become as organised as you possibly can.