How does Payday Loan work?

If you are employed and struggling to reach your next pay day, let us lend a hand. We are a trusted, experienced, 100% Kiwi owned and operated lender, and we are here to help you cover those unexpected cash emergencies!

Our short-term unsecured cash loans from Payday Loan are designed for that busy working individual who is always on the go. We are offering you small, affordable and manageable cash loans tailored to your pay cycle and needs.

4 easy steps to apply

1. If you are in full-time employment and receiving at least $350 per week after tax, just follow the quick step-by-step online application.

2. You will receive a copy of your Loan Contract and Direct Debit form by email along with instructions on what to do next.

3. Get the supporting documents back to us by fax or email, along with any requested supporting documentation.

4. We will review the application, and if we approve it, you will receive the money using the payment method selected.

Super-fast payment available!

For those who need money urgently, we also provide same day deposit option – Cash in 30 minutes*. Waste no more time, Payday Loan could be a convenient solution for your short-term cash emergency! If you have any questions in regard to this service, please do not hesitate to contact us, or use our live chat facility in the bottom right corner.

*NOTE: To qualify for our same day deposits all applications must be completed and received before 3.30pm Mondays to Fridays – conditions and a small fee applies (refer to the loan application form for timing of funds to you and any fees involved).

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