Get Cash Now – Online Payday Loans in NZ
Thanks to the Internet, our loan applications are entirely online-based and can be filled out and submitted within a matter of minutes.
There are a lot of myths about payday loans, but let us assure you that getting a fast NZ cash loan from Payday Loan can be a convenient and quick solution if you require extra cash for a short period of time. Below are some of the reasons why hundreds of New Zealanders have already chosen us as their preferred short-term lender:
1. Being a responsible lender, we try to ensure the affordability of our personal cash loans by lending only a percentage of a customer’s regular pay cheque.
2. No hassle, no waiting – we are here to make the process easy for our clients. We pride ourselves on our level of customer service and strive to have the quickest response – on average, it takes within 45 minutes for us to process a new loan application once we receive all of your supporting documents! Short-term loans are calculated with our sophisticated risk management system to ensure that our customers won’t struggle to pay back their loans. However, we still strongly encourage customers to do a budget or seek independent advice prior to applying, as only they can decide if the cost of a loan is worth it for their particular short-term cash emergency.
3. If you apply for a cash advance from us, and if your application is approved, we can pay the money to you overnight or in as soon as 30 minutes* after the final approval (conditions and a small fee apply – please refer to the loan application form for timing of funds to you and any fees involved).
4. Interest is calculated on a daily basis, so the sooner you pay it back, the cheaper it is – unlike some other lenders, we do not penalise customers for repaying early. To make an early payment, please contact Payday Loan.