Bad Credit Loans

Bad Credit Cash Loans in NZ

bad-credit-loansIs your credit history far from perfect? How many times have your loan applications been rejected by other lenders? Bad credit history can get in the way of you receiving a loan at many places, but often not with Payday Loan! No more endless searching – we understand that bad credit is a reality for many people, but it may not affect your ability to get the help you need.

We are an experienced and trusted, 100% Kiwi owned and operated payday company; we understand how hard it can be at times to find a confidential, friendly and understanding lender. Here are the reasons why we think you should consider choosing us for your bad credit cash loan needs:

We know it can be stressful

In these difficult economic times, financial emergencies are stressful enough and we don’t want to make it any more complicated for you. We believe that most people deserve the right to get a confidential loan whenever they need it most. That is why we promise to not unnecessarily contact any third party while approving your loan.

We don’t usually do credit checks but we reserve the right to.

We can offer a tailored bad credit loan solution

With Payday Loan, you can apply for exactly what you need and over the number of repayments that will best suit your particular financial situation – and that way, create a loan specifically for your short-term needs! We encourage all our customers to create a budget prior to applying to ensure the loan will be affordable to pay back.

You are also welcome to use our ‘Apply Now‘ page to find that perfect combination of the loan amount and the number of repayments.