• Home>
• Terms and Conditions

Terms and Conditions

Definitions
"PDL" means Payday Loan which is a trading division of Cash Burst Ltd. www.paydayloan.co.nz is the website of PDL.
"We" or "us" means PDL and/or Cash Burst Ltd.
"You" means you the person accessing this website and/or communicating with us.

By accessing or using any part of this website you consent to these terms and conditions and our Privacy Policy which can be found here.

We may update the terms and conditions on this page, or any part of our website from time to time. You agree to review this page regularly and your continued access to or use of this website will indicate that you consent to any such changes.

New Zealand users only

The products and services described in this website are only available to New Zealand residents eighteen years or older. We regret that, at this time, we cannot accept applications for these products and services from persons other than New Zealand residents. Also, the information contained in this website should not be regarded as promoting any product or service other than those offered by us in New Zealand.

The information contained in this website has been prepared under New Zealand law for the supply of these products and services in New Zealand only. We do not accept responsibility for the compliance with the laws of any other country. Accordingly, this website, our products and services and related information is not directed at persons in any other country and should not be relied upon by persons in any country other than New Zealand.

This website, these terms and condititons ,and any disclaimers are governed by and shall be construed in accordance with the law of New Zealand and the non-exclusive jurisdiction of the courts of New Zealand shall apply.

Applications for credit

All applications for credit are subject to approval by us (at our sole discretion).

Disclaimer and limitation of liability

We may provide class financial advice as Cash Burst Ltd is a registered financial service provider and a registered financial adviser, but we do not provide personalised financial advice. You should ensure any products or services or information we provide are suitable for you and you may wish to seek your own legal and/or financial advice in this regard. You may also wish to complete a budget in order to assist your determination of the suitability of any of our products/services and whether you can afford the repayments.

We, our related entities, directors, officers, employees, contractors and consultants to the fullest extent permitted by law:

• do not represent or warrant the accuracy or completeness of any information on this web site or that such information is suitable for your intended use;
• exclude all responsibility and liability in relation to this website and any errors, omissions or misrepresentation of this website or information provided by us; and
• accept no liability (of any type) in relation to or arising from your use or intended use of this website, our products and/or services and/or information.

No information on this website is intended to constitute an offer to enter into any transaction or relationship, the promotion of any product or service other than those offered by us in New Zealand, or to provide the basis of any credit.

Links and hypertext linking

Please do not create a link to any of the pages on this website without obtaining prior permission from us. If you do create a link to any of the pages on our website, you acknowledge that you are responsible for all direct or indirect consequences of that link, and you indemnify us for all loss, damage, liability, cost or expense arising from or in connection with the link.

Hypertext links which we provide on this website to other internet resources are not investigated or monitored by us. Accordingly, the content, timeliness, opinions and hypertext links found on internet resources to which we provide hypertext links are also not investigated or monitored by us. Accordingly we accept no liability (of any type) for any loss, damage, liability, costs or expense arising from or in connection with the your use of the hypertext links on our website or on the related internet resources and websites.

Intellectual property ownership

We hold all copyright and other intellectual property rights in this website, forms and loan documents except as provided in this disclaimer. You may electronically reproduce and store the contents of this web site solely for the purposes of viewing this website, or saving website content, for your own personal use. You may not display or distribute the content of any of these pages in public or where the content is accessible to the public, including any reproduction in any form on the internet, without permission from us.

Privacy

Refer to the Privacy Policy of this website.

Your obligations in regard to e-mail addresses and passwords

Where you have provided an e-mail address to us, you agree that you do and will continue to control this e-mail address and that we may: contact you at this e-mail address, provide information to you (and/or about you) at this e-mail address, and assume that any communication from this e-mail address to us is a communication from you.

Where you have selected a password from which to access information from a website or to communicate with us, you undertake to strictly maintain such password in secrecy as if it was an on-line password to your bank account.

You agree that you will promptly advise us should you lose control of your e-mail address or password or believe the security or secrecy of your password has been compromised and that we may assume no such event has occurred until advised by you.

You indemnify us against any claim by you in any way related to your e-mail address or password except where you have notified us and we have had a reasonable opportunity to verify the information you notified and to modify our systems for such notice.

We may be contacted at service@paydayloan.co.nz or via the contacts details listed in the contacts section of this website.