How many times have your loan applications have been rejected by other lenders? Bad credit history can get in the way of you receiving a loan at many places, but often not with Payday Loan! No more endless searching - we understand that bad credit is a reality for many people, but it shouldn't affect your ability to get the help you need.
We are an experienced and trusted, 100% Kiwi owned and operated payday company; we understand how hard it may be at times to find a confidential, friendly and understanding lender, and here are the reasons why we think you should choose us for your bad credit cash loan needs:
1. We know it can be stressful
In these difficult economic times cash emergencies are stressful enough, and we don't want to make it any more complicated for you. We believe that everyone deserves the right to get a confidential loan whenever they need it most. That is why we promise to not contact any third party (such as your employer) while approving your loan. We won't ask you why you need the loan either. Your reasons are your reasons!
2. We offer no credit check bad credit loans
As you will have notified us of your credit rating status when first applying for a loan, we won't need to perform a credit check - that is, unless you authorise us to do so, in order for us to give you a lower interest rate on the first bad credi cash loan.
3. We can offer a tailored bad credit cash solution
With Payday Loan, you can apply for exactly what you need and over a number of repayments that will best suit your short-term financial situation - and that way, create a loan specifically for your cash needs! Please make sure you don't overborrow: we encourage all our customers to create a budget prior to applying to ensure the loan will be affordable to pay back.
You are also welcome to use our Calculator to find that perfect combination of the loan amount and the number of repayments. You can apply here if you are a new customer, or here if you have already have had a loan with us - please use your existing customer number.